Insurance Appeal letter

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17^th February 2016

Mr. Priyankara Fernando

Assistant Manager – Insurance

Janakawa General Insurance Ltd

47 Muttiah Road,

Colombo -05

Dear Sir,

Policy No                             : AHE2014-172

Claim No                             : CAHE2016-800

Insured                                : Car insurance Management Co. Ltd

Employee Name              : Ms. D.H. Padmini

Patient Name                    : Master K.P.D.M. Kariyawasam

With reference to your email Dated 28^th January 2016 you have mentioned that, your repudiation of this claim since this thryoglossal cyst is congenital.

As we know congenital conditions (birth defects) can be harmful or not to the patient. For a example, If we consider six fingers baby then that is not harmful for the baby or even he grow that will not be a problem to his healthiness.

However in this case according to the doctor this thryoglossal cyst is harmful for the patient since it will develop and can be infected. Therefore to avoid the future difficulties doctor recommended this surgery.

Please note that this surgery has been done not for beatification or any other purpose but for the protection of the child.

Kindly consider the above facts and hope you will arrange for payments.

Thank you

Yours Faithfully

…………………………..

K K N S Kulasuriya

(Accountant)

Car insurance Management Co. Ltd